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Pre-Transfer Checklist

This site contains Binance referral links (code BN3233). See full disclosure. This checklist covers common risks but does not replace your own judgment on each transfer.

10 items left

Every item on this list traces back to someone losing real money. For the reasoning behind each one: address poisoning, missing Memo/Tag, the test send, tracking a TxID.

Why use a checklist? (expand to read)

Pilots run a pre-flight checklist not because they don't know the procedure, but because even experienced people zone out on the thousandth repetition. On-chain transfers have the same property as takeoffs: irreversible, with consequences that far exceed the momentary effort to double-check. A checklist catches the mistakes you were sure you'd never make.

The order here is intentional. The first five items cover "did I send it somewhere wrong" — network, address, Memo/Tag. Get any of those wrong and the funds don't reach the intended destination. The middle items cover "did I send the wrong thing" — amount and fee. The last two cover the human layer: urgency is the universal signature of a scam, and knowing how to track the transfer afterwards eliminates most of the anxiety that follows.

Your progress saves only in your browser's localStorage. For each new transfer, hit Reset to clear it. Nothing reaches our server — this page is a static file with no backend.

Bookmark this page and run through it before each transfer. After a month of using it, these ten steps will be automatic — and that's when the checklist has done its job.

This list covers the most common ways funds get lost. Advanced scenarios — unfamiliar platforms, new coins, cross-chain bridges — each have their own pitfalls. The guides section covers them in detail.

Checklist done — but no exchange account yet?

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